Finance Director
London - Hybrid

Location

Our Finance Director will own our Finance Function. This role is based in London, working on a flexible hybrid basis.

Who We Are

Payset, a UK-based online international payments solution authorized by the UK Financial Conduct Authority (FCA) as an Electronic Money Institution (EMI), offers multi-currency accounts and currency exchange to businesses worldwide. We save clients time and money and open up new regions and possibilities for their business by simplifying how they pay and get paid locally and internationally. Our mission is to foster enduring client relationships while refining our product technology and expanding into new markets. If you have experience in fintech or a related field, we’d love to have you join our fast-growing company!

The Opportunity

As the Finance Director at Payset, you will be responsible for both the hands-on management of financial operations and the strategic financial leadership of the company. You will report directly to the Founder/CEO and work closely with the executive team to drive business growth, manage risk, and optimize financial operations. This is a high-impact role that combines day-to-day financial management with strategic oversight, requiring both leadership and technical expertise. A deep understanding of financial regulations and fintech operations will be critical to the role.

Responsibilities

• Financial Strategy & Leadership

  • Partner with the executive team to provide strategic financial insights that drive decision-making.

  • Collaborate with key departments (Risk & Compliance, Experience, Product & R&D, Marketing, etc.) to ensure financial alignment with business objectives.

  • Offer financial support and guidance to other teams whenever relevant.

• Regulatory & Compliance Oversight

  • Ensure compliance with FCA and other relevant regulatory requirements, including capital adequacy, safeguarding, and financial reporting.

  • Support and, in some cases, oversee regulatory reporting, ensuring accuracy and timeliness.

  • Manage safeguarding accounts, daily reconciliations, and other required regulatory processes.

  • Ensure robust safeguarding measures are in place to protect client funds in compliance with regulatory requirements.

• Financial Operations & Control

  • Oversee treasury and liquidity management to ensure sufficient working capital.

  • Lead the financial close process and ensure timely reporting to the executive team.

  • Manage FP&A activities, including budgeting, forecasting, and cost control.

  • Identify key financial performance metrics, ensure proper tracking, and provide insights to relevant stakeholders.

  • Optimise financial processes, controls, and automation to enhance accuracy and efficiency.

  • Manage external audits, tax compliance, and relationships with auditors, external accounting firms, and other relevant stakeholders.

• Risk Management & Reporting

  • Monitor financial risks, ensuring robust internal controls and risk management frameworks.

  • Provide regular financial and regulatory reports to the executive team.

  • Ensure compliance with accounting standards and best practices.

• Leadership & Stakeholder Management

  • Lead and mentor the Finance team, fostering a high-performance culture.

  • Drive process automation and digital transformation within the Finance function.

Qualifications

• 5+ years of experience in a senior finance role, preferably within fintech, payments, or financial services.

• Strong knowledge of UK financial regulations, particularly FCA requirements.

• Proven experience in financial planning, treasury management, and regulatory reporting.

• Experience in safeguarding client funds and ensuring compliance with relevant regulations.

• Experience in working within an Electronic Money Institution (EMI) or similar regulatory environment is highly desirable.

• Exceptional analytical and strategic thinking skills.

• Excellent communication and leadership capabilities.

• Experience in financial process automation and digital transformation.

Want some more context?

• Dive into the heart of our groundbreaking solutions by exploring our flagship product pages: Whether it's our versatile multi-currency account or our dynamic currency exchange platform.

• Get acquainted with the faces behind our success by meeting our exceptional leadership team.

• Explore a treasure trove of insights and updates by delving into our engaging blog posts.

What makes us Payset:
At Payset, we embody a unique ethos that sets us apart. Working here means embracing an entrepreneurial spirit, a thirst for knowledge, and a commitment to enjoyment with true ownership for what you do.

Our team spans the globe, bringing together diverse talents united by a shared passion for delivering unparalleled experiences to our customers. We strive to work with the best talent in the industry, fostering an environment where excellence thrives. In addition to the opportunity to collaborate and learn from top-notch colleagues, we offer a range of benefits designed to support our team members' well-being and professional growth.

Diversity
At the heart of our team lies a belief in the strength of diversity. It's not just a goal—it's about embracing our differences to fuel our collective power. We work to create an inclusive and fair environment where every individual's unique perspective boosts our innovation. By valuing our diversity, we foster a sense of belonging where everyone plays a vital role in our shared success.